The head office of HDFC Bank is in –
A) Mumbai B) Delhi C) Chennai D) Hyderabad
Answer: A

Which committee recommended the formation of NABARD?
A) Shivaraman Committee B) Malhotra Committee C) Narasimham Committee D) Rangarajan Committee
Answer: A

“Small Finance Banks” are regulated by –
A) RBI B) SEBI C) NABARD D) Finance Ministry
Answer: A

Which of these is a payment settlement system?
A) NEFT B) RTGS C) IMPS D) All of these
Answer: D

The purpose of the MUDRA Yojana is –
A) Provide loans to small enterprises B) Education loans C) Agriculture loans D) Foreign exchange
Answer: A

“Bharat QR Code” was launched by –
A) NPCI B) RBI C) SEBI D) IRDAI
Answer: A

Which rate is announced by banks for lending to the most credit-worthy customers?
A) Prime Lending Rate B) Repo Rate C) Base Rate D) MCLR
Answer: A

What is the tenure of a Kisan Credit Card?
A) 3 years B) 5 years C) 7 years D) 10 years
Answer: B

Which card uses magnetic stripe or chip for storing data?
A) Smart Card B) Debit Card C) Credit Card D) All of these
Answer: D

“ATMs” are part of which banking channel?
A) Electronic Banking B) Branch Banking C) Agency Banking D) None
Answer: A

The headquarters of the World Trade Organization (WTO) is in –
A) Geneva B) New York C) Paris D) London
Answer: A

What is “Tokenization” in digital payments?
A) Replacing card data with a unique code B) Issuing paper tokens C) ATM password D) QR printing
Answer: A

The “Bank Rate” is –
A) Rate at which RBI lends to commercial banks without collateral under long-term loans
B) Repo Rate C) Reverse Repo Rate D) Base Rate
Answer: A

“Statutory Liquidity Ratio” consists of –
A) Cash, gold, government securities B) Only cash C) Only gold D) Only government securities
Answer: A

The full form of “PMJDY” is –
A) Pradhan Mantri Jan-Dhan Yojana B) Prime Minister Job Development Yojana C) Public Money Deposit Yojana D) None
Answer: A

Which bank merged with HDFC Bank in 2023?
A) HDFC Ltd. B) ICICI Bank C) Axis Bank D) Yes Bank
Answer: A

The first bank established in India was –
A) Bank of Hindustan B) Bank of Bengal C) Punjab National Bank D) Allahabad Bank
Answer: A

“Financial Stability Report” is published by –
A) RBI B) SEBI C) NABARD D) Finance Ministry
Answer: A

“Bank Note Press” is located at –
A) Dewas B) Nasik C) Salboni D) Mysuru
Answer: A

Which organization manages the “Pradhan Mantri Jeevan Jyoti Bima Yojana”?
A) LIC B) IRDAI C) SEBI D) NABARD
Answer: A

Which of these is a non-scheduled bank?
A) Local Area Bank B) SBI C) PNB D) BOB
Answer: A

“Financial Literacy Week” is organized by –
A) RBI B) SEBI C) IRDAI D) NPCI
Answer: A

Which Indian bank was the first to list on the NYSE?
A) ICICI Bank B) SBI C) HDFC Bank D) Axis Bank
Answer: A

The full form of RIDF is –
A) Rural Infrastructure Development Fund B) Regional Investment Development Fund C) Rural Industrial Finance D) None
Answer: A

The money lent for more than one day but less than 14 days in the money market is called –
A) Notice Money B) Call Money C) Term Money D) Short Money
Answer: A

What does SHG stand for?
A) Self-Help Group B) Small Housing Group C) Safe Home Grant D) Self Holding Group
Answer: A

The National Housing Bank was established in –
A) 1988 B) 1985 C) 1991 D) 1982
Answer: A

“Universal Banking” means –
A) Bank performing all financial services under one roof
B) Foreign Banking C) Rural Banking D) Cooperative Banking
Answer: A

The term “Twin Balance Sheet Problem” refers to –
A) Stressed banks & corporates B) Household debts C) Trade deficits D) Stock losses
Answer: A

Which authority issues “Pension Fund” licenses?
A) PFRDA B) IRDAI C) SEBI D) RBI
Answer: A

What is the currency of Saudi Arabia?
A) Riyal B) Dinar C) Dirham D) Ruble
Answer: A

The “Financial Action Task Force (FATF)” deals with –
A) Anti-money laundering B) Trade promotion C) Bank mergers D) Tax collection
Answer: A

Which Indian bank launched the “YONO” app?
A) SBI B) PNB C) ICICI Bank D) HDFC Bank
Answer: A

In which city is the currency note printing press of RBI located?
A) Salboni B) Delhi C) Bengaluru D) Jaipur
Answer: A

The first bank to introduce “Mutual Fund Scheme” in India was –
A) SBI B) PNB C) ICICI Bank D) Canara Bank
Answer: A

The “Bharat Interface for Money (BHIM)” App is based on –
A) UPI B) NEFT C) RTGS D) IMPS
Answer: A

Which of these is a “PSU Bank”?
A) Bank of Baroda B) Axis Bank C) HDFC Bank D) Yes Bank
Answer: A

RBI’s first female Deputy Governor was –
A) K. J. Udeshi B) Arundhati Bhattacharya C) Usha Thorat D) None
Answer: A

What does DRT stand for?
A) Debt Recovery Tribunal B) Deposit Refund Trust C) Debt Rating Team D) None
Answer: A

The full form of “BFSI” is –
A) Banking, Financial Services and Insurance B) Basic Financial System of India C) Business Finance and Savings Institute D) None
Answer: A

The head office of Indian Overseas Bank is in –
A) Chennai B) Mumbai C) Delhi D) Kolkata
Answer: A

Which was the first Regional Rural Bank (RRB) in India?
A) Prathama Bank B) Grameen Bank C) Allahabad Bank D) Aryavart Bank
Answer: A

Which of these is a micro-finance institution turned small finance bank?
A) Ujjivan Small Finance Bank B) ICICI Bank C) Axis Bank D) HDFC Bank
Answer: A

The “Banking Codes and Standards Board of India” was established by –
A) RBI B) SEBI C) NABARD D) IRDAI
Answer: A

The “Core Banking Solution” enables –
A) Anywhere banking B) Only branch banking C) Only loans D) None
Answer: A

The term “Credit Rating” refers to –
A) Assessment of borrower’s creditworthiness B) Bank profit C) Tax rating D) Stock rating
Answer: A

Who governs “Payment and Settlement Systems Act”?
A) RBI B) SEBI C) Finance Ministry D) NABARD
Answer: A

The headquarters of Bank of Baroda is in –
A) Vadodara B) Mumbai C) Delhi D) Kolkata
Answer: A

“Shadow Banking” refers to –
A) Non-bank financial intermediaries B) Illegal banking C) Foreign banks D) Online fraud
Answer: A

RBI issues banknotes under which system?
A) Minimum Reserve System B) Proportional Reserve C) Fixed Fiduciary D) None
Answer: A